With that in mind, we created a 5-page powerpoint style guide that explains how Public Service Loan Forgiveness (PSLF) works.
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An important aspect that applies to all is that the funds you buy or sell are potentially subject to trading commissions, which are charged by your custodian (e.g. TD Ameritrade or Fidelity).
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From pre-approval to interest rates and mortgage insurance, determining and understanding what mortgage suits your needs can be a difficult and complex task
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Buying a house, especially for first time homebuyers, typically begins with a sense of excitement. However, without a good plan and team around that buyer, that initial excitement can quickly turn into an overwhelming process.
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Sure planning a family has always been a "thing." However, such a decision in today's world is putting a heavier burden on the next generation of young adults than ever before.
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A much more enviable position to be in is when someone can simply write a check when the rainy day arrives. Having the ability to do so is much less stressful than being forced to borrow at double-digit interest rates.
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COVID-19 discriminates against no business, colleges included. Colleges have been put in a tough place financially and now are scrambling to figure out how to stay afloat in the wake of the pandemic.
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Many young professionals with both student debt and a house find themselves carrying 2 mortgage-like payments.
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Americans have a great track record of pulling together when it matters most. It is time to do it again. More importantly, I want to thank all of the people on the front lines helping us fight this deadly virus.
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When used properly annuities can be a useful income solution to take the pressure off of withdrawing a higher percentage of money from growth-oriented assets that often carry higher volatility and drawdown risks.
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The Price-to-Earnings ratio, commonly called the P/E ratio, can be defined as a company's stock price divided by its earnings per share from the previous 12 months.
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If the average investor only knew the truth, they would care less about where the Dow finished the year and leave it up to the financial professionals and historians.
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A successful football team like a successful financial plan requires a high level of synergy across the board from several different components.
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Dollar-cost averaging is where an individual periodically invests a set amount of dollars into a fluctuating investment – typically a mutual fund - over time.
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You’ve worked and saved all your life and are nearing your retirement date - you likely have a lot of questions and many checkboxes to check before you can confidently wave goodbye to your colleagues. One of the most important decisions you have to make at this point in your life is HOW you want your pension benefits paid to you.
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Even if you find yourself in a comfortable financial situation, refinancing may be a smart decision that can allow you to save more of your hard-earned money for years to come.
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While we can’t see the future to tell you exactly what college will cost two decades from now, we can give you some information on different types of savings/investment accounts for your children so you’re prepared.
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How many times have you heard the term diversification in relation to investing and you just nodded your head without fully understanding? What about when people talk about stocks and bonds? Stocks are relatively easy to understand, but bonds? They can be a little more complex… there’s a reason for the Wall Street saying, “The smart money’s in bonds.”
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MYTH: When Stocks go down, Bonds go up.
FACT: Bond prices move based upon different dynamics than stock prices. It is very common to see bond prices drop on the same day as stocks.
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Early in the morning on March 9th, after careful deliberation and examination of the likely outcomes of the rapid expansion of the Novel Corona Virus - and, in particular, the likely impact upon the global economy, PARAGON's Investment Committee decided to implement RECESSION PROTOCOL™ immediately. This means that we evacuated all of our clients out of the stock market and into safer assets such as treasuries, investment grade bonds, and cash.
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