It appears that we may be in for a test of our investor discipline, yet again. I had hoped we would get away with an uneventful autumn, with the markets gently trending sideways or only slightly downward into the midterm election... the market had other ideas.
Read MoreWith the 2017 tax filing season underway finishing up your 2017 tax year, we begin to look at 2018 and how changes in the new Tax Cuts and Jobs Act of 2017 will affect you.
Read MoreHeading into your retirement years brings a slew of new topics to grapple with, and one of the most maddening may be Medicare.
Read MoreRead MoreWe are pleased to enclose this article generously contributed by a guest writer - Jackie Waters. For more information about Jackie, please see her bio below.
For years Department of Labor (DOL) regulated the quality of financial advice rendered regarding retirement accounts under The Employee Retirement Income Security Act of 1974 or “ERISA”. What changes could be coming for this rule?
Read MoreIn general, the economic data has not been bad of late – but nothing to get particularly excited about, either, so what holds for 2017?
Read MoreAs a fee-only financial planning firm, we spend significant time assisting clients with tax planning - planning one's actions in order to minimize the impact of taxes on one's financial situation. As such, one of the decisions we must often address is whether or not a client should use a Roth IRA, or convert funds from a traditional IRA to a Roth IRA. Generally this question is answered on an annual basis.
Read MoreThese are just a couple of the problems with approaching retirement planning with the idea that you can go pay for a financial plan and you’re good to go.
Read MoreAfter a miserable Jan and Feb in the financial markets, it seems like the clouds are starting to clear and good news is starting to filter into the markets.
Read MoreConventional wisdom, and most financial advisors, suggest that saving and investing the right way often lead to a successful retirement.
Read MoreThe QCD is a provision that allows individuals 70 ½+ to directly transfer funds from an IRA to a public charity without classifying as taxable income.
Read MoreThese are words that everyone hopes that they will never have to say, but the reality is that at some time during our retirement, we probably will or should.
Read MoreThe Bipartisan Budget Bill 2015, signed into law by President Obama on Nov 2, has made some of the most sweeping reforms to Social Security in several years.
Read MoreAs someone who works with a team of people who helps quite a few surviving spouses deal with the financial aftermath of losing their significant other, here are our thoughts.
Read MoreFor many of us, we really don’t have any idea how our tax situation is going to turn out until we actually finish and file our tax returns.
Read MoreOnce a person reaches Full Retirement Age (FRA), which in his case was age 66, then they can turn off (technically “suspend”) their social security benefits.
Read MoreEvery day, I hear the same commercial on the radio. It starts off with Is your retirement account likely to drop 60% during the next market crash?
Read MoreOne of the benefits of a 20+ year career in this industry is that certain things become predictable over time.
Read MoreDid you know that in a recent Retirement Confidence survey by the Employee Benefit Research Institute, 47% of Americans report they retired earlier than expected?
Read MoreWill I be penalized for collecting Social Security early, or can I receive half of my husgand's amount for taking care of our special needs child?
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