Many people will spend more years in retirement than they actually spent working! For most, retirement is not the end of the road - but is instead the beginning of a new one. Just as your life will change during your retirement, you must make changes to your retirement finances throughout your retirement in order to stay on track.
Many firms use the term "retirement plan." While this term is something that we have all heard, it is not entirely correct. Our experience in helping hundreds of families live a successful retirement has led us to believe a more correct term for effective wealth management in retirement is, "Retirement ContinuumTM." The Retirement Continuum is a long journey, often longer than one's working years. As our clients progress through life, their health, outlook, and needs change. Our firm's services are designed to help our clients manage those changes - and navigate new and continuously changing waters.
Please click HERE to see the Retirement ContinuumTM.
Few wealth management firms understand the complexities of a full retirement experience. Most financial advisors are more interested in selling products designed to meet one specific retirement need (such as guaranteeing income or providing an insurance benefit) than in developing a comprehensive, coordinated, continuous care environment designed to maximize the odds of your retirement success.
We Are Different
The primary difference between us and most financial advisors is not the products we can find, or our investment portfolios, or how large or small our firm is. The primary difference is in our point of view.
We do not propose to do everything, nor to be experts at every part of your retirement experience. That would be impossible. Instead, we function as your "Financial General Contractor," educating and guiding you through the decisions you need to make, coaching you on how to be successful investors, and coordinating the team of highly trained specialists (such as CPA's, attorneys, or risk management specialists) that you will need throughout your retirement.
PARAGON Wealth Strategies specializes in the following areas:
- Wealth Preservation and Growth - Seeking to produce optimal returns from your investments consistent with your trime frame and risk comfort level
- Wealth Enhancement - Generating income while minimizing taxes
- Wealth Protection - taking steps to ensure that your assets are not unjustly taken away - by the financial markets, catastrophes, litigations, ex-spouses, family members, or identity thieves.
- Wealth Transfer - finding and facilitating the optimal ways to pass assets to a spouse or chosen heirs - in ways that meet our client's wishes
- Charitable Giving - to the degree that you are charitably inclined, maximizing the effects, tax benefits, and social rewards of your charitable gifts - both while you are alive, and after you are gone.
Investment Advisory Services Provided by PARAGON Wealth Strategies, a registered investment advisor.
